This buildings and contents insurance for homeowners is underwritten by a panel of insurers. For more information about the insurers on our panel, click here.
The levels of cover and policy benefits for both the standard and the extended cover are shown in the table below:
Standard Cover
Extended Cover
Buildings Cover
£300,000
£500,000
Contents Cover
£40,000
£60,000
Liability Cover
£2,000,000
£2,000,000
Liability Cover
for accidents to
domestic staff
£5,000,000
£5,000,000
Increased Contents
cover for gifts
for weddings,
birthdays,
religious and
other celebrations
£4,000
£6,000
Claim Free
periods transferred
Yes
Yes
First Time
Buyer discounts
Yes
Yes
Legal Expenses,
ID Fraud,
Home Emergency &
Keycare
Cover Options
Yes
Yes
Monthly Premiums
(interest free)
Yes
Yes
For all the policy conditions, please refer to the full policy document provided with your schedule. Alternatively, you can download the full policy document by clicking here.
If you need high levels of cover we can arrange for a personalised quotation from Sterling Insurance, for more information click here.
