Buildings & Contents Insurance

Underwritten by:
This buildings and contents insurance for homeowners is underwritten by a panel of insurers.  For more information about the insurers on our panel, click here.
 

Taking care of your home and possessions

This policy is designed to provide cover for the property you occupy as your main home.

 

There are three types of cover available:

  • buildings only;
  • contents only; and
  • combined buildings and contents.
For an additional charge, you can add extra features such as legal expenses insurance, identity fraud protection, accidental damage for your home and/or contents and cover for your personal belongings whilst they are away from your home.
 
For more information about the events that are covered by the policy, click here.
 
The premium you pay will depend on the type of cover you require, the type of property you live in, the number of bedrooms in your property, your age, your claims history and where you live (the post code).
 
The standard amounts of cover you will receive is £300,000 for your buildings and/or £40,000 for your contents. If these amounts are not sufficient, you can increase your cover to £500,000 for buildings and/or £60,000 for contents. For more information about the different cover levels available under the policy, click here.
 
Our buildings and contents policy is underwritten by a panel of insurers who all use the same policy conditions.  This means that you can choose the best price for your property without affecting the cover you receive.
 
For all the policy conditions, please refer to the full policy document provided with your schedule. Alternatively, you can download the full policy document by clicking here.
 

 
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