This life cover has guaranteed acceptance for all customers under 51 years of age with no medical underwriting. However, you should be aware that any condition you have seen the Doctor about in the 2 years before the policy start is excluded.
A simple short term life cover with guaranteed acceptance
This policy is designed to protect your life and will pay out if you die during the period of cover.
You can select the amount of cover you require in blocks of £5,000 up to £50,000 in total. The cover is available for a choice of terms from either 5 years, 10 years or 15 years.
You are eligible for cover if you are a UK resident and you are aged over 18 and under 51 on the policy start date. The policy is available with guaranteed acceptance and there is no medical underwriting.
The main exclusions under the policy are death caused by:
suicide or intentially self inflicted harm
war, civil war, military activity other than normal peacetime activity, rebellion, revolution, riot or other civil commotion
a condition, illness, injury, disease sickness (whether diagnosed or not) about which you have seen, or arranged to see a doctor about 2 years or less before the start date.
For all the policy conditions, please refer to the full policy document provided with your schedule. Alternatively you can download a full policy document by clicking here.
