Protecting your monthly commitments if you are unable to work
This policy is designed to protect your mortgage payments, rental payments and/or loan payments if you become unemployed and/or suffer an accident or sickness. There are three types of cover available: - Unemployment only cover
- Accident and Sickness only cover
- Accident, Sickness and Unemployment
The premium you pay will depend on the amount of cover you need, the type of cover you choose, how long you want to wait before you receive benefits and how many months you would like the policy to pay out for. The premium you paid is guaranteed for each year of cover and will be reviewed each year. This means that you can be sure that your price won't change at short notice. The prices we charge depend on the overall cost of claims, are not linked to your individual circumstances and we guarantee not to increase costs to recover any previous losses we have made. For all the policy conditions, please refer to the full policy document provided with your schedule. Alternatively, you can download the full policy document by clicking here.
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