Personal Belongings

Underwritten by:
This buildings and contents insurance for homeowners is underwritten by a panel of insurers.  For more information about the insurers on our panel, click here.
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Protecting your belongings out of the home

You can extend your contents insurance to cover personal belongings you take away from your home. You can choose the amount you wish to insure, up to £10,000.

 

The items insured by this cover are:

  • luggage, clothing and furs
  • mobile telephones
  • spectacles
  • musical instruments
  • sports equipment
  • pedal cycles
  • guns
  • money
  • other items of personal use which are specifically designed to be carried or worn about the person

There are limitations to cover for certain items.

 

If you're considering personal belongings cover to insure hand held gadgets such as laptops or mobile phones you should consider our gadget cover as an alternative.  This means that, if you need to make a claim for the gadget, the no claims discount on your contents cover would be unaffected. 

 

For all the policy conditions, please refer to the full policy document provided with your schedule. Alternatively, you can download the full policy document by clicking here.

 

This policy is only available as an extension to the contents insurance for homeowners.

 

 
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