Home Emergency Cover

Our Home Emergency Cover is available as an extension to a 3XD home insurance policy. The cover helps to arrange, and meet the costs of, emergency assistance and repairs to many services within the home, such as electricity, plumbing and heating.

You will have access to a 24-hour helpline where experienced advisors can arrange for an approved contractor to visit the home.  

The policy will pay up to £500 (including VAT) for the call out charge, two hours labour, and parts and materials (up to £100) resulting from a home emergency arising from:

  • Plumbing and drainage

  • The main heating system

  • The domestic power supply

  • Toilet units

  • Home security (doors/windows etc)

  • Lost keys


Please refer to the Policy Document for the full terms and conditions, which is available upon request.