Legal Expenses Insurance

Our Legal Expenses Cover provides financial assistance to cover the cost of expert legal help and advice, should it be needed to protect you and your family against common legal issues.

The policy provides access to expert advisors, and financial support to cover legal costs and expenses (up to £50,000) for the following events:

  • Disputes over selling or buying goods and/or services

  • Disputes over physical damage to property

  • Claims arising from personal injury or death

  • Claims involving an industrial tribunal arising from a contract of employment

Also included within Legal Expenses Cover is Identity Fraud Protection. Identity theft is when your personal details are stolen and identity fraud is when those details are then used to commit fraud. The policy covers advisors costs in dealing with organisations that have been fraudulently applied to, liaising with credit reference agencies on your behalf, and defending your legal rights.

In addition, a 24-hour telephone advisory service is also provided for advice on any private legal matter.


Please refer to the Policy Document for the full terms and conditions, which is available upon request.