Buildings & Contents for Landlords

Our landlords insurance policy is designed to provide cover for a property let out to tenants.

BUILDINGS INSURANCE (if selected)

COVER LIMIT (the most we will pay you)

Sum insured

£500,000

Accidental damage to glass / sanitary ware etc

Included as standard

Accidental damage by emergency services

Included as standard

Accidental damage to underground drains etc

Included as standard

Property owners liability

£2,000,000

Alternative accommodation

£100,000

Trace & access

£10,000

Escape of metered water charges

£5,000

Unauthorised use of gas, electricity or water

£5,000

Reinstating the buildings back to its original state following tenant alterations

£5,000

Fire extinguishers 

£2,500

Sprinklers - refilling / replacement 

£2,500

Replacing locks - loss / theft of keys

£1,000

Removal of illegally deposited property

£750

Removal of bees / wasps / hornets nests 

£750
       

 

 

       

CONTENTS INSURANCE (if selected)

COVER LIMIT (the most we will pay you)

Sum insured

£2,500, £5,000, £10,000, £15,000, £25,000, £30,000 or £50,000

Accidental damage to glass / mirrors etc

Included as standard

Accidental damage by emergency services

Included as standard

Liability for domestic staff

£5,000,000

Property owners' liability

£2,000,000

Escape of metered water charges

£5,000

Theft from an outbuilding

£1,000

Replacing locks - loss / theft of keys

£1,000

Contents left in the open

£500

Contents temporarily removed for repair etc

20% sum insured

       

 

 

       

ACCIDENTAL & MALICIOUS DAMAGE & THEFT DAMAGE BY TENANTS (if selected)

COVER LIMIT (the most we will pay you)

Accidental damage to buildings

£500,000

Accidental damage to contents

Sum insured

Malicious damage by tenants to buildings

£5,000

Malicious damage by tenants to contents

£5,000

Theft damage by tenants to buildings

£500,000

Theft damage by tenants to contents

Sum insured

 

ACCEPTABLE TENANTS

Professional

YES

Retired

YES

Student

YES

DSS

YES

Asylum Seeker

YES

 

Please note; the above tables are only a summary of cover. Please refer to the Policy Document for the full terms and conditions, which is available upon request.